Move in day! The apartment is covered by your landlord.Your new apartment with all your stuff!Potential disaster started by your next door neighbor.Were YOUR possessions covered?Landlord only covers this.


About Renters Insurance

Renter’s insurance is basically a type of home insurance that protects you against accidents, damages, and losses that occur in your apartment. Simply put, it is the coverage that protects your personal belongings. All renters’ policies written through our CoverageHut program are written on a replacement cost basis, meaning that you, the insured, will receive the money necessary to purchase new items that are equivalent to what was damaged. There is no adjustment for depreciation. Also included in a renters policy is personal liability coverage. Liability insurance will cover liability associated with damages caused to others by you or on your property and follows you wherever you go. For example, if you are playing golf and hit a ball that breaks a window on a house that is located near the course, your liability coverage would pay for the broken window. is a subsidiary of Hosket & Ulen Insurance

Insurance Carriers

  • SafeCo
  • Ohio Mutual
  • Motorists Mutual
  • The Cincinatti Insurance Companies
  • Auto-Owners Insurance
  • Encompass
  • Hastings
  • Merchants Insurance Group